April 30, 2013
renters insurance Norcross GA State Farm® Insurance is the best place to get your family optimal protection. With a local State Farm® agent helping you, it’s simple to look over all your options and choose the insurance coverage that meets your needs. Around the clock customer support, a powerful customer management system, innovative tools are just some of the tools that State Farm® can provide for your family. Through these features and our unwavering commitment to service, we are striving to provide all of our clients with the best coverage possible. By choosing State Farm® Insurance, our clients can always feel comfortable and protected by their insurance agency.
April 30, 2013
We see more and more cars on the road each year. With so many vehicles on the road, accidents will happen. If you get in a car accident, the car insurance you have can make a big difference in the experience you have. But why is insurance required by law and just how much do you need? Car insurance protects you by covering the cost of damage caused to your vehicle or someone else’s vehicle and injury to others, yourself, or passengers in your car, plus certain other situations, such as robbery. Electing to drive without insurance could cause you to repair or replace a stolen or damaged vehicle and pay the cost of all the damage that you may have caused. Liability: Bodily injury and property damage that you are responsible for will be covered under liability insurance. Damages from bodily injury include medical expenses, lost wages, and pain and suffering. Property damage can refer to car repair costs or loss of use of property. If you are sued, it also pays your legal fees. Local laws typically mandate standard amounts, but larger amounts are available and extremely helpful. Personal Injury Protection: Personal injury insurance is mandated in some states and is optional in others. It pays you or your passengers for medical treatment resulting from a crash, regardless of who may have been at fault, and is often called no-fault coverage. The minimum amount of personal injury protection is typically set by the state. Medical Payments: Medical payment coverage is available in states that are not considered no-fault; it will pay despite who carries responsibility for an accident. All necessary medical or funeral expenses will be paid for under this insurance coverage. Collision: Damages resulting from a collision will be paid for under this type of car insurance. Comprehensive: This type of insurance protection takes care of any damages not caused by a collision. This could include flood damage, vandalism, and robbery. Uninsured Motorist: If you are hit by a driver without insurance, this type of insurance coverage will protect you. Under-Insured Motorist: There are other drivers who have liability insurance that might not be able to cover all the expenses they are supposed to take care of. This type of insurance protects you in accidents involving those drivers. Other types of coverage, such as car rental, are also available. What you pay for auto insurance varies based on the company and will depend on several factors, such as: *Your desired coverage *Your vehicle’s make and model * Your driving record * Your age, sex and marital status * The place where you live Don’t procrastinate buying car insurance; you shouldn’t drive a car without it. Evaluate your needs, research your options, and with the help of your insurance agent, choose the option that best suits you. Renters Insurance Westlake OH